Facing Overwhelming Debt? We Can Help.
There are many reasons why people fall into the spiral of mounting debt: divorce, serious injuries, losing a job or spending that got out of control. Regardless of what led you to financial distress, Chapter 13 bankruptcy can be the solution.
By working with H. Bryan Hicks, Attorney at Law, on your Chapter 13, we will ensure your rights are protected as we navigate the process. Our founder brings 30 years of experience to his practice of bankruptcy law. On your behalf, he will take a thoughtful and creative approach to your filing, finding ways to minimize the repayment amount and terms when possible.
Helping Residents Of Central Texas Get Back On Track
In a Chapter 13 bankruptcy, a trustee will create a three- to five-year plan with affordable monthly payments to pay down your creditors. At the end of this period, any remaining eligible debt will be discharged.
Although this plan focuses on repayment, you may pay less overall than originally owed. Chapter 13 is a great option if your income disqualifies you from a Chapter 7. The payment plan is also a practical way to save your home from foreclosure or your car from repossession.
The Fresh Start And Peace Of Mind You Deserve
At H. Bryan Hicks, Attorney at Law, we will help you get the financial breathing room you need to make payments and set aside money for savings. At the end of the term, you will be in a much better position to move forward debt-free.
Financial problems do not make you a failure. You have done nothing wrong. The government created bankruptcy laws to protect citizens like you from a no-win financial situation.
Contact Us To Start Making Your Life Better
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.